Auto Insurance FAQs
Auto Insurance FAQs
Dealing with the stress of a collision is hard enough without trying to figure out how your accident insurance works. Here are some answers to frequently-asked questions about insurance policies.
Will the insurance company guarantee your work?
We guarantee our own work, but the insurance company does not have the legal right to guarantee a third party's work.
Who pays for repairs?
It depends on the circumstances. If you were at fault, but have comprehensive or collision insurance, the insurance company would pay the costs minus your deductible. If the other party was at fault, their insurance company should pay.
Do I have to accept the insurance company's appraisal of damage?
No. Check the "Appraisal Clause" in your policy if you have differences with their appraisal. It allows you and the insurance company to gather an opinion from an appraiser you both agree upon, or a third-party "Umpire" if you cannot agree.
Do I have the right to a rental car?
If you have purchased rental car coverage and were not responsible for the accident, you may seek reimbursement from the insurance company or, if another driver was responsible for the accident, their insurance company. If you do not have rental car coverage and were responsible for the accident, you have no grounds to ask for reimbursement. If the other driver was liable, you can generally seek reimbursement from their insurance company.
Who do I call to file a claim?
Reach out to your agent or insurance provider. If someone else is liable for your damages, it's essential to also get in touch with their insurance agent or company. The assigned adjuster will then guide you on any further necessary actions.
What does my policy require me to do after an accident?
Inform your insurance provider about the accident's details, including the time, location, and circumstances of the incident. Provide the names and addresses of individuals injured in the accident as well as any potential witnesses. Collaborate fully with the investigation process. Lastly, acquire or grant authorization for your insurance company to secure necessary documents, medical records, and relevant information.
Want more information on your rights? To make an appointment, call us at 540-347-3992 or make an appointment online!
Contact Us Today!
Got questions? We've got answers! Drop us a line, give us a call, or even stop by. Our team is eager to help you with any auto repair needs you have. Let's get you back on the road safely and swiftly!
What Our Customers Are Saying
Chicks is fantastic! Wesley is a gentleman and a true professional. I have used them for years and for me trust is everything, they exceed my expectations and deliver ! Great team
Car & Truck Care, near Warrenton, Virginia
Chicks Auto service of Warrenton has provided exemplary customer service and technical expertise for each of my vehicles. Their timely, responsive, and adept posture has poised me to be a long time customer. I would HIGHLY recommend their service.
Car & Truck Care, near Warrenton, VA
I highly recommend Chick's Services for great, reliable auto repair. For the most part my husband does all the maintenance and repair on all our vehicles, but whenever he runs into something he doesn't have the right tool for he trusts Chick's to do the job. They are always accurate with their quotes and do a fantastic job every time. They exceed expectations for customer service, friendliness and getting the job done in a reasonable amount of time.
Family owned local service with a smile! Come and see Wes... He'll take good care of you and your vehicle!!
